curl --request POST \
  --url https://api.quiva.ai/accounts/auth-with-totp \
  --header 'Content-Type: application/json' \
  --data '
{
  "token": "mfa_token_abcdef1234567890",
  "code": "123456"
}
'

{
  "data": {
    "refresh_token": "<string>",
    "auth_token": "<string>",
    "passkey_enabled": true,
    "totp_enabled": true
  }
}